Commercial Auto Insurance in Tulsa, OK

Running a business often means relying on vehicles, whether a single work truck or an entire fleet. At Daemi Group Insurance, we understand how important it is to keep your business moving safely and efficiently. That’s why our team is dedicated to helping business owners and fleet managers in Tulsa, OK find the right commercial auto insurance solutions.

What Is Commercial Auto Insurance? cars parked on parking lot during daytime

Commercial auto insurance is designed to insure vehicles used for business purposes. Unlike personal auto policies, a business auto policy covers the unique risks of operating vehicles for work, such as transporting goods, visiting clients or carrying equipment. This coverage can apply to cars, trucks, vans and specialty vehicles owned or leased by your business.

Key Coverages and Benefits

A comprehensive commercial auto policy may include:

  • Liability coverage. Helps pay for damages or injuries your drivers may cause to others in an accident.
  • Physical damage coverage. Insures your business vehicles from damage due to collisions, theft, vandalism or weather events.
  • Uninsured/underinsured motorist coverage. Offers coverage if your business vehicle is involved in an accident with a driver who lacks adequate insurance.
  • Hired and non-owned auto coverage. Extends insurance to vehicles your business rents or employees’ personal vehicles used for work.

Who Needs Commercial Auto Insurance?

Commercial auto insurance is essential if your business owns, leases, or uses vehicles for work-related tasks. This includes:

  • Contractors and construction companies
  • Delivery and courier services
  • Landscaping businesses
  • Sales teams and service providers
  • Any business with employees who drive for work

Oklahoma law may require certain minimum coverages for business vehicles, making it essential to work with a knowledgeable agent.

Contact us today to discuss commercial auto insurance options for your Oklahoma business.

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